We Should “Reform” Payroll Taxes, but only if that Means Personal Retirement Accounts

Well the way I see it we must look back in history to understand what went wrong with the s.s.system.When the government addiltional money it would raid the s.s.tax collected for retirement purpouses.It was never payed back.Now it is time to pay the piper and there isn't enough to go around.So the money starts to come in from elsewhere to keep it going to the point where it now.Now I do belive that there needs to be some reform done that will make it a tad more solvant.First have an income cap on those about to retire.If they have a retirement program that would take care of them with enough money they wouldn't qualify for benifits.Then titen up the rules so the more able body people wont qualify.("mental"illness).