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In response to:

Obama's Deficient Student Loan Plan

crichardson Wrote: Jun 22, 2014 1:50 PM
The issue I have with the article and the current student loan system is that the Feds have stepped in and skewed the market. Easy to obtain loans have driven up tuition costs and loan rates are set by the government. Now that the government has taken over the student loan business, the rate is set at 6.8%. This in on money the Treasury borrows with T-bills that pay a fraction of that. My wife's loans are paid at rate over twice the rate of our mortgage - yet, as long as she works and is alive, NEL and ACS will get their money. We could walk away from our home, declare bankrupcy and be free and clear of all debts (not something I would ever do) but - not her student loans. Those can be deferred, but they don't end until paid off or the student dies. This, to me is about the lowest risk loan that could ever be granted. So why, if the risk is low, is the rate so high? Government interference in the free market.
What the article doesn't mention is the bill only applies to internet companies with sales over $1M. So if they were truly concerned about fairness, they would also stop collecting sales tax from brick and mortar stores with under $1M in sales. Apparently "fair" only works on one side of the equation....
In response to:

Guns

crichardson Wrote: Jan 18, 2013 9:16 AM
Add to that the sloppily written law makes most of the weapons carried by police across NY illegal. Now they are scrambling to amend the statute. This is what happens when laws that "feel good" are passed.
And they did not live in the age of Telegraph, Telephone, Radio, TV, or Internet-- Perhaps you should confine your "Free Speech" to a soapbox on the corner of mainstreet in your hometown or a pointed letter to the editor. If you have taken the time to read the Federalist Papers (28 & 46 are pertinent but, you aught to read them all) you would see the Founding Fathers specifically intended the people be armed as a last resort against a tyrannical government.
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