In response to:

Don't Allow Collectors Access to Your Money

Cliff151 Wrote: Dec 26, 2012 8:39 PM
Townhall will do this with the last line of an article. They do it because they make more money by your number of "CLICKS" or by your possibly seeing more ads, or something like that. Capitalism for sure. But I do wish they would spend a little of that profit to put a stop to the Sybils on this site.

Dear Dave,

I’m trying to help my son and daughter-in-law by encouraging them to get out of debt and live on a budget. It hasn’t been a problem to give them money when they’ve asked in the past, but I’m afraid they’re still in a mess. How can I make sure I’m doing the right thing?


Dear Margaret,

The first thing you need to do is sit down and have a serious, loving talk with them. If they’ve asked for money before, and it has become something of a trend, you have a right to know more about their circumstances....