In response to:

World Begins to Heal with Taxes on Rich January 1st

BigOlBear Wrote: Dec 11, 2012 8:56 AM
Originally, there was discussion about controlling health-care costs. But this effort degenerated into a conversation about health-care insurance ... as though they are the same thing. They're not. Insurance is merely how we pay for our health care. And it actually makes health-care more expensive because it makes us view outrageous medical bills as being free. "$12.00 for a pack of Kleenex? Oh, well, insurance is paying for it." Would your behavior change if you were paying for your health-care out-of-pocket? Or even if we used health-care insurance the same way we used auto insurance? ... For big problems, not for oil changes.
SpaceVegetable Wrote: Dec 11, 2012 2:17 PM
That sounds great for the typical person, but what is a person supposed to do if they have a chronic health condition through no fault of their own? I have such a condition (rheumatoid arthritis since age 16) and only the medications and care I get allow me to get out of bed every day and be a productive member of society. I do expect to pay more for my insurance and to that end, I buy a high-end policy so I can get what I need. But now O-Bysmal-Care says that's "too good" and will add a penalty tax of 40% on it. How does that possibly make sense? I buy better care because I'm being responsible and because it's actually cheaper than low-end plans with deductibles. Obamacare is only affordable if you don't use it.
Rich L. Wrote: Dec 11, 2012 4:55 PM
Space, you are correct and once you can't get the meds you need to get up and be a productive member of society, the bureaucrats will determine that you are not worth the expense of any meds and that will be that. I am very sorry for your condition and how they have ruined the best healthcare in the world in the name of universal insurance. Insurance is worthless if you can't actually get any care.
Jay Wye Wrote: Dec 11, 2012 11:12 AM
insurance is a middleman,that adds greatly to the paperwork(overhead) that medical people have to deal with to get paid for their services. When docs go cash-only,they can charge less because they don't have to pay the extra salaries of billing personnel in their offices and in the insurer's offices.
Esther28 Wrote: Dec 11, 2012 1:25 PM
Cash for services is a terrific idea, but it is the investments that insurance companies need to make that aid in the total care costs for all seeking medical care. An individuals payment could never meet the cost of equipment, hospital care from rooms to therapy, ambulance, etc. etc.
Rich L. Wrote: Dec 11, 2012 4:51 PM
How do you know that, Esther? I believe you have been lied to by the insurance/medical establishment to believe what they want you to believe. Back when I was young, people had great healthcare and no one had insurance for a doctor's visit for a checkup. Insurance was for catestrophic care only.
FletchforFreedom Wrote: Dec 11, 2012 6:12 PM
No, no NO!!! Actual insurance is a means of financing risk that has worked tremedously well. What is in effect now (and made worse by Obamacare) is mandated healthcare cost coverage NOT insurance. And, as Esther points out (and Rick gets wrong), insurance companies make their money on investments and payout actually exceed premiums and basic expenses (this results in a combined ratio greater than 100%). Insurance isn't the problem. Governmnet interference and mandates is the problem.
Joesolis Wrote: Dec 11, 2012 11:06 AM
Correct. Obama care only addresses how health care gets paid for; it does nothing about costs except yo increase them.
BigOlBear Wrote: Dec 11, 2012 8:57 AM
ObamaCare is all about providing insurance ... not health care.

The Age of Aquarius- long a goal for liberals- will begin in earnest on January 1st, 2013 when more of the planned tax increases on the wealthy created by Obamacare are implemented.

Here’s how it will work:

Finally, the low-down, dirty rich, who are responsible for all the world’s ills, including the short stature, pint-sized intellect and light caliber (pun intended) of Bob Costas, will start paying their fair share.

Time to cue the music from the play Hair:

“The 3.8% Net Investment Tax will be imposed against individuals, estates and trusts on their investment income,” croons “and...