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The Associated Press Washington DC USA

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Charles E.F. Millard, center, former director of the Pension Benefit Guaranty Corp., leaves the witness panel after refusing to testify at a Senate hearing investigating the rapidly deteriorating financial health of PBGC, the federal agency that guarantees 44 million Americans' pensions, on Capitol Hill in Washington, Wednesday, May 20, 2009. Millard asserted his Fifth Amendment right against self-incrimination on the advice of his lawyer Stanley Brand, right, amid allegations that he had inappropriate contacts with three Wall Street firms that recently won multimillion-dollar contracts to advise the agency on a new strategy to invest its assets more heavily in stocks, real estate and private equity rather than more conservative fixed-income treasury securities. At left is Vincent Snowbarger, deputy director of the Pension Benefit Guaranty Corp. (AP Photo/J. Scott Applewhite)

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