In this Wednesday, June 19, 2013 photo, Emily Nicoll smiles for a photo in Coppell, Texas. For millions of unemployed and underemployed 20-somethings, health care has been out of reach.

 

              In this Wednesday, June 19, 2013 photo, Emily Nicoll smiles for a photo in Coppell, Texas. For millions of unemployed and underemployed 20-somethings, health care has been out of reach.
In this Wednesday, June 19, 2013 photo, Emily Nicoll smiles for a photo in Coppell, Texas. For millions of unemployed and underemployed 20-somethings, health care has been out of reach. Now sweeping federal health laws are promising to make coverage more affordable, but the big question remains_ will it be affordable enough? Nicoll says sheíll skip other luxuries and pay for the insurance because sheís always worried about the "what if." (AP Photo/LM Otero)