In this Saturday, Jan. 5, 2013 photo, a person demonstrates using a credit card in an ATM machine in Pittsburgh. ricans stepped up borrowing in January to buy cars and attend school, wh

 

              In this Saturday, Jan. 5, 2013 photo, a person demonstrates using a credit card in an ATM machine in Pittsburgh. ricans stepped up borrowing in January to buy cars and attend school, wh
In this Saturday, Jan. 5, 2013 photo, a person demonstrates using a credit card in an ATM machine in Pittsburgh. ricans stepped up borrowing in January to buy cars and attend school, while staying cautious about using their credit cards. (AP Photo/Gene J. Puskar)