In this Jan. 5, 2013 photo, a woman uses an ATM machine in downtown Pittsburgh. U.S. consumers increased spending modestly in January but cut back on major purchases that signal confide

 

              In this Jan. 5, 2013 photo, a woman uses an ATM machine in downtown Pittsburgh. U.S. consumers increased spending modestly in January but cut back on major purchases that signal confide
In this Jan. 5, 2013 photo, a woman uses an ATM machine in downtown Pittsburgh. U.S. consumers increased spending modestly in January but cut back on major purchases that signal confidence in the economy. (AP Photo/Gene J. Puskar)