In this Wednesday, Nov. 14, 2012, photo, a woman walks towards a home for sale during a viewing for brokers in Leucadia, Calif. Mortgage buyer Freddie Mac said Thursday, Dec. 13, 2012,

 

              In this Wednesday, Nov. 14, 2012, photo, a woman walks towards a home for sale during a viewing for brokers in Leucadia, Calif. Mortgage buyer Freddie Mac said Thursday, Dec. 13, 2012,
In this Wednesday, Nov. 14, 2012, photo, a woman walks towards a home for sale during a viewing for brokers in Leucadia, Calif. Mortgage buyer Freddie Mac said Thursday, Dec. 13, 2012, that the average rate on the 30-year loan dipped to 3.32 percent. That's below last week's rate of 3.34 percent. And it's just above the 3.31 percent, the lowest rate on records dating to 1971. (AP Photo/Gregory Bull, File)