FILE - In this Thursday, Sept. 6, 2012, photo, a woman shops at The Avenues Mall in Jacksonville, Fla. Americans took out more student and auto loans in September to boost consumer bor

 

              FILE - In this Thursday, Sept. 6, 2012, photo, a woman shops at The Avenues Mall in Jacksonville, Fla.  Americans took out more student and auto loans in September to boost consumer bor
FILE - In this Thursday, Sept. 6, 2012, photo, a woman shops at The Avenues Mall in Jacksonville, Fla. Americans took out more student and auto loans in September to boost consumer borrowing to a record level. But they cut back on credit card borrowing, a sign many remain cautious about taking on high-interest debt. (AP Photo/Florida Times-Union, Bruce Lipsky, File)