Self-employed flooring contractor Chris Folk, 33, installs carpet in a house in Billings, Mont., Friday, Nov. 2, 2012. Folk moved to Billings from Idaho with his wife and two kids when

 

              Self-employed flooring contractor Chris Folk, 33, installs carpet in a house in Billings, Mont., Friday, Nov. 2, 2012. Folk moved to Billings from Idaho with his wife and two kids when
Self-employed flooring contractor Chris Folk, 33, installs carpet in a house in Billings, Mont., Friday, Nov. 2, 2012. Folk moved to Billings from Idaho with his wife and two kids when the housing crash dried up work in the Boise area, but he's been unable to sell his Idaho house and is considering declaring bankruptcy. (AP Photo/Matthew Brown)