FILE - In this May 13, 2012, file photo, Morgan Simpson celebrates her graduation during the processional of the University of Alaska Fairbanks commencement at the Carlson Center in Fai

 

              FILE - In this May 13, 2012, file photo, Morgan Simpson celebrates her graduation during the processional of the University of Alaska Fairbanks commencement at the Carlson Center in Fai
FILE - In this May 13, 2012, file photo, Morgan Simpson celebrates her graduation during the processional of the University of Alaska Fairbanks commencement at the Carlson Center in Fairbanks, Alaska. College savings plans offered through the states of Alaska, Maryland, Nevada and Utah earned top marks from Morningstar Inc. in the company's annual update to ratings of so-called 529 plans released Monday, Oct. 15, 2012. (AP Photo/Fairbanks Daily News-Miner, Sam Harrel)