This Aug. 23, 2012 photo shows Bozena Oracz, 58, as she describes falling prey to a financial scheme that has stripped her of the bulk of her life savings, in Warsaw, Poland. The fina

 

              This Aug. 23, 2012 photo shows Bozena Oracz, 58, as she describes falling prey to a financial scheme that has stripped her of the bulk of her life savings, in Warsaw, Poland.   The fina
This Aug. 23, 2012 photo shows Bozena Oracz, 58, as she describes falling prey to a financial scheme that has stripped her of the bulk of her life savings, in Warsaw, Poland. The financial organization Amber Gold was liquidated and has emerged as an unsustainable pyramid scheme. Amber Gold promised guaranteed returns of between 10 to 14 percent annually for what it claimed were investments in gold and for many of its clients who grew up under communism the prospects of high returns on investments was too much to resist. Now officials say it operated like a pyramid scheme, and thousands of its clients like Bozena Oracz are facing the prospect of never seeing their money again.(AP Photo/Czarek Sokolowski)