In this photo taken Aug. 1, 2012, Janice Durflinger poses for a photo at her workplace in Lincoln, Neb. Durflinger runs computer software programs for a bank. She says she still works a

 

              In this photo taken Aug. 1, 2012, Janice Durflinger poses for a photo at her workplace in Lincoln, Neb. Durflinger runs computer software programs for a bank. She says she still works a
In this photo taken Aug. 1, 2012, Janice Durflinger poses for a photo at her workplace in Lincoln, Neb. Durflinger runs computer software programs for a bank. She says she still works at 76, "because I have to." Despite Social Security’s long-term problems, the massive retirement and disability program could be preserved for generations to come with modest but politically difficult changes to benefits, taxes or a combination of both. (AP Photo/Nati Harnik)