File photo of a foreclosure notice taped onto the front door of an empty house in Fairfax, Virginia, outside Washington

 
File photo of a foreclosure notice taped onto the front door of an empty house in Fairfax, Virginia, outside Washington
A foreclosure notice is taped onto the front door of an empty house in Fairfax, Virginia, outside Washington in this May 5, 2011 file photo. Five big U.S. banks accused of abusive mortgage practices have agreed to a $25 billion government settlement on February 9, 2012 that may help roughly one million borrowers but is no magic bullet for the ailing housing market. Picture taken May 5, 2011. REUTERS/Larry Downing/Files (UNITED STATES - Tags: BUSINESS REAL ESTATE)