BERLIN, Vt. (AP) — Thirteen mobile home parks in Vermont were flooded when the remnants of Hurricane Irene turned streams and rivers into raging waterways that carried away bridges and large segments of roads.Now those homeowners — many of them with no flood insurance — must pay to remove the destroyed trailers. Some are waiting for the Federal Emergency Management Agency help. Others have no long-term option for housing with winter just a few months away.Jennifer Hollar, deputy commissioner of the Vermont Department of Economic, Housing and Community Development, says the state is concerned that a lot of people are staying with neighbors and family or in campers and not registering with FEMA for housing assistance.