"Once again, GuideStone is expanding our fund selection in order to enhance the choices available to our participants," said John R. Jones, chief operating officer of GuideStone Financial Resources and president of GuideStone Funds.
"Since we launched GuideStone Funds in 2001, we have sought to provide the investment opportunities that we believe best serve our participants," Jones said. "We believe these new funds will help us in continuing that tradition."
The new funds are:
Real Assets Fund
The Real Assets Fund, which is available for direct investment, is intended to serve GuideStone participants by offering an investment that seeks long-term capital appreciation and income consistent with protection from inflation. The Real Assets Fund consists of five underlying mutual funds: four GuideStone Funds (Flexible Income Fund, Global Natural Resources Equity Fund, Inflation Protected Bond Fund and Real Estate Securities Fund) and the Credit Suisse Commodity Return Strategy Fund, which is not a series of GuideStone Funds and is advised by an unaffiliated adviser.
Participants who want to determine if the Real Assets Fund is an appropriate part of their retirement portfolio can access GuideStone's free financial advice tool, GPS: Guided Planning Services, by logging into their accounts at www.MyGuideStone.org or by setting up an appointment by calling 1-888-98-GUIDE (1-888-984-8433).
Flexible Income Fund
The Flexible Income Fund is not available for direct investment, but it is made available within GuideStone's Real Assets Fund, as well as the MyDestination 2005, 2015 and 2025 Funds. It also is included within the Conservative Allocation Fund, Conservative Allocation Fund I, Balanced Allocation Fund and the Balanced Allocation Fund I. The Flexible Income Fund is intended to serve GuideStone participants by offering an investment that seeks a high level of current income.
Global Natural Resources Equity Fund
The Global Natural Resources Equity Fund, also not available for direct investment, is made available within GuideStone's Real Assets Fund, as well as the MyDestination Funds and is included within the Conservative Allocation Fund, Conservative Allocation Fund I, Balanced Allocation Fund, Balanced Allocation Fund I, Growth Allocation Fund and the Growth Allocation Fund I. The Global Natural Resources Equity Fund is intended to serve GuideStone investors by offering an investment that seeks long-term capital appreciation.
More information about these funds follows this article, while fact sheets and prospectus details for the funds can be accessed at www.GuideStoneFunds.org.
Shelly Moon is marketing development writer for GuideStone Financial Resources of the Southern Baptist Convention.
Further details about the new funds:
-- The Real Assets Fund may be suitable for investors who have a medium- to long-term investment horizon, possess a moderate tolerance for risk and seek to participate in the return potential of real return related securities.
The fund is subject to the periodic adjustment of interest and/or principal payments on inflation-indexed bonds due to changes in inflation. The fund's value will fluctuate due to factors affecting the real estate market, including, among others, overbuilding, change in rental fees, limited diversification and change in laws. Natural resource equities may be significantly affected by events relating to international political and economic developments, energy conservation, the success of exploration projects, commodity prices and tax and other government regulations. Floating rate loans generally are subject to restrictions on transfer, and an underlying fund in which the fund invests may be unable to sell loans at a time when it may otherwise be desirable to do so or may be able to sell them only at prices that are less than their fair market value. The fund is subject to risks that high yield securities ("junk bonds") may default and are more volatile than securities rated investment grade. Exposure to the commodities markets and/or a particular sector of the commodities markets may subject the fund to greater volatility than investments in traditional securities.
-- The Flexible Income Fund may be suitable for investors who have a medium- to long-term investment horizon, possess a moderate tolerance for risk and are seeking income which may be more sensitive to interest rates than traditional bonds. High yield securities ("junk bonds") involve greater risks of default and are more volatile than securities rated investment grade. There is a risk that the issuer of a fixed-income investment owned by the fund may fail to pay interest or even principal due in a timely manner or at all. If the fund acquires a participation interest in a senior secured or unsecured floating rate loan ("Senior Loan"), the fund may not be able to control the exercise of any remedies that the lender would have under the loan and likely would not have any rights against the borrower directly. Senior Loans made to finance highly leveraged corporate acquisitions may be especially vulnerable to adverse changes in economic or market conditions. The fund is subject to collateral risk in that the value of collateral securing a Senior Loan may decline after investment and that the collateral may not be sufficient to cover the amount owed. The fund might not be able to sell a security promptly and at an acceptable price, which could have the effect of decreasing the overall level of the fund's liquidity.
-- The Global Natural Resources Equity Fund may be suitable for investors who have a medium- to long-term investment horizon, possess a high tolerance for risk and seek to participate in the return potential of natural resources-related equity securities. An investment in medium-, small- and micro-cap companies may involve greater risk and be more volatile and less liquid than an investment in a larger company. Investment in companies in natural resources industries may be significantly affected by (often rapid) changes in supply of, or demand for, various natural resources. Concentrating investments in the natural resources sector increases the risk of loss because the securities of many or all of the companies in the sector may decline in value due to developments adversely affecting the sector, including market, economic, political or regulatory developments. Prices of precious metals and of precious metal-related securities have historically been very volatile due to various economic, financial, social and political factors and may adversely affect the financial condition of companies involved with precious metals.
Copyright (c) 2013 Southern Baptist Convention, Baptist Press www.BPNews.net
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