Average U.S. rates on fixed mortgages remained close to record lows this week, providing more incentive for consumers to buy homes and refinance.

Here's a look at rates for fixed and adjustable mortgages over the past 52 weeks:

Current avg. Last week 52-week high 52-week low
30-year fixed 3.37 3.32 4.08 3.31
15-year fixed 2.65 2.66 3.30 2.63
5-year adjustable 2.71 2.70 2.96 2.69
1-year adjustable 2.52 2.53 2.84 2.53
All values in percentage points
Source: Freddie Mac Primary Mortgage Market Survey