Terry Paulson

Forget about Christmas! Obama is coming to Washington and a $500-700 billion stimulus package is going to be wrapped and ready for passage! With the Bush administration's help, financial institutions are already getting their funds. The auto industry is next in line, and with more money for the taking, cities, states, companies and citizens are lining up to compete for a share of the pie!

Why should you be left out! You too should be able to grab your share from Santa’s bag! Here are ten sure-fire tips on how you can be bailed out of your debt. Hit-or-miss approaches aren't sufficient. This is your sure-fire strategy to join the coming Barack Obama gravy train.

1. If you want God to speak to you through a lottery, you have to buy a ticket. If you want an Obama bailout, you have to get in line! Don't wait until there’s no money left in Washington. As always, the early bird gets the worm…and the federal money! Start complaining now!

2. Now, if you want a handout, you can't be working! Quiting sounds extreme, but, with any luck, this bailout could pay better! The unemployed move to the front of the line, and you certainly don't want to be one of the working fools who will be stuck paying the tab!

3. To build a good case, stop paying your mortgage! You can't claim poverty when you're up-to-date on your house payments. Why should you be paying your full payment when, with a little pending foreclosure embellishment, you can get your mortgage renegotiated and have the government pay the difference.

4. Start weaving "hope," "change" and "middle class" into your vocabulary to help you connect with the Obama people you'll have to win over along the way. Put a smiley face at the bottom of all your forms with the statement—"Obama is the change we can finally believe in; he's our hope for the middle class to share in the American Dream!"

5. It shouldn't matter, but contributing to Obama's campaign can't hurt. Don't worry; no matter who you voted for, you contributed! The financial industry was the number one source of funds for Obama's campaign. Since your tax money has funded their bailout, you and I are part owners of the preferred stock the government got in return. So, let them know, as a contributor, you expect better treatment.

6. If your case is a bit flimsy, add a tear or two to your interviews. Democrats value emotion over reason. Don't lose control; you want funds, not pity! Just let them know that the funds you set aside for your children's education is gone. OK, so you only had $10 in savings, but it is gone! It's the old "baby needs shoes" gambit, but now baby needs shoes, healthcare, preschool and a college education fund! If you don't ask, you don't get!

Terry Paulson

Terry Paulson, PhD is a psychologist, award-winning professional speaker, author of The Optimism Advantage: 50 Simple Truths to Transform Your Attitudes and Actions into Results, and long-time columnist for the Ventura County Star.

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