The deal looks even worse when you consider some of its technicalities -- which are also designed to drive Americans into government-run health care.
The bill that passed the House sets up a national "health insurance exchange" run by the government. Families earning up to 400 percent of the poverty level ($88,200 for a family of four) will qualify for a federal insurance subsidy that attenuates as family income rises. But families will not get this subsidy if their employer provides them with insurance, or if they buy their insurance anywhere but in the government exchange. One of the plans in the exchange will be the "public option" run by the government itself.
The Pelosi payroll tax will be phased in for companies with annual payrolls between $500,000 and $750,000. Employers with payrolls less than $500,000 will not pay it at all. Employers with payrolls between $500,000 and $585,000 will pay 2 percent of payroll if they don't provide health insurance. Employers with payrolls between $585,000 and $670,000 will pay 4 percent. Employers with payrolls between $670,000 and $750,000 will pay 6 percent. And employers with payrolls over $750,000 will pay the full 8 percent.
An employer who has 10 employees and an annual payroll of $499,000 (or an average of $49,900 per worker) will not pay a penny of Pelosi tax if he cancels his private health insurance program and dumps his workers into the government health care system. He will also have an incentive not to give his workers a raise or to risk his own money trying to grow his business.
But assume he does give each worker a $1,000 raise at the end of the year, bringing his payroll to $509,000. In that case, he faces a choice: Either pay 65 percent of the $11,000 annual insurance premium for every one of his workers who has a family and 72.5 percent of the $6,000 premium for every worker who does not have a family -- or pay the 2 percent Pelosi tax.
The Pelosi tax would only charge him a flat fee of $10,180 (2 percent of his $509,000 payroll) to offload all his workers into the government system.
Because the government-run public option would be able to undersell the government-approved private plans in the government-run insurance exchange, the government-run option would soon be the only option.
Government would control our health care from womb to tomb, a time span likely to be shortened by government care.