Star Parker

The credit card law passed last year to allegedly protect consumers has simply driven up card fees and interest and limited credit, again disproportionately hurting low-income communities.

The black clergy lining up behind Richardson's initiative would do well to consider the definition of statism provided by theologian R.C. Sproul:

"Statism involves a philosophy of government by which the state is viewed not only as the final ruling authority but as the ultimate agency of redemption. In this sense the state does not simply co-exist with the church, it supplants the church."

There is no better tool for individual empowerment than the Ten Commandments. The rules to respect the property of others -- Thou Shalt Not Steal -- and prohibiting spurious concern about what others have -- Thou Shalt Not Covet -- are simple and clear.

Let's pray that 2011 will be a year of recovery for Americans of all colors. And that there will be a renewed appreciation that American prosperity comes from American freedom and that this freedom is rooted in free and personally responsible citizens.

Star Parker

Star Parker is founder and president of CURE, the Center for Urban Renewal and Education, a 501c3 think tank which explores and promotes market based public policy to fight poverty, as well as author of the newly revised Uncle Sam's Plantation: How Big Government Enslaves America's Poor and What We Can do About It.