Roger Schlesinger

A question that I ask myself all the time is what would I do with all the free time most of the world thinks I need? I have reached the age where people are supposed to retire and slow it down a bit, and the thought of that scares me to death. Yes, I do not have enough time now, but having all the time isn't the answer. I probably get more done on a daily basis than a lot of people, and less done than some very organized people, but giving me all the time I need is way too much. An extra 20 minutes an hour would do it for me. Come to think of it, that is eight hours a day more! That is two and a third more days a week or approximately four more months a year. That works. Who said a year should be 12 months? What's wrong with 16 month years? Heck, I would still be in my 40's and that makes a lot of sense to me, because that is about how old I feel.

Why am I pondering this? Too many of my friends and associates who have "slowed it down a bit" are about as happy as a benchwarmer on a football team: excited that they are on the team and aggravated that they do not get to play. They are genuinely people who are as stimulating as watching grass grow. I have my thoughts of what's going on and I will get to that shortly. They are on their way to joining the "pill popping" generation who find that they have traded living life to watching life being lived by a whole host of other people: kids, grand kids, neighbors, etc.

Stress is definitely a problem for most of us in the working world and lack of stress is a problem for most of those who have left the working world. There is a happy medium. How do you find said "medium"? And having found it, how do you stay in the zone to have a happy, healthy life? I am not a doctor or healthcare professional, just an observer of people. And here is what I see.

People retire at the wrong time for the wrong reasons with the wrong retirement package. Age has nothing to do with it; money has a lot to do with it. The overall guiding force is one’s personality or how they have lived their life. Some have spent the better part of their life preparing for the achievements to come, and others have achieved what they have to prepare for rest and relaxation. Neither is right or wrong in what they have done and will do, but I believe the first group is going to be happier and healthier than the latter and much larger group.

Roger Schlesinger

Roger Schlesinger's Mortgage Minute is heard on hundreds of radio stations and daily on the Hugh Hewitt radio show and Michael Medved shows. Roger interacts with his hosts and explores the complicated financial markets in order to enlighten his listeners and direct them along their own unique road to financial freedom.