--During the past 70 years, Americans' familiarity and comfort with capital markets has steadily increased. Do you realize that it's not 1932 anymore?

    --Under current law, if no changes occur in Social Security's financing and the so-called "trust fund" runs out sometime around 2042 as projected, Social Security benefits will automatically be cut by more than a quarter. Shouldn't advocates of the status quo therefore be branded as effectively in favor of steep future benefit cuts? If so, why don't you say so? Could it have something to do with the fact that the protectors of this unsustainable status quo are Democrats?

    --Wouldn't it be more efficient for AARP members to cut out the middle man and send their checks directly to the Democratic National Committee instead?

    --The Medicare prescription drug law that your organization helped pass is now universally regarded as an unaffordable boondoggle that will get evermore hellishly expensive. Is that the future you want for Social Security as well?

    --You complain that allowing young people to have personal retirement accounts will add to the nation's debt. But if you cared about avoiding debt, why did you support the hellishly expensive Medicare bill?

    --Between Medicare and Social Security, more and more of the federal government will be devoted to spending on the elderly as baby boomers retire. Would your strict preference be that the federal government shut down its other functions so that it can devote itself fully to catering to the American gerontocracy?