Neal Boortz

In NO state are you required to buy auto insurance simply because you own a car, truck --- whatever. You are ONLY required to buy car insurance if the car you own or operate is going to be used on public roads. If your use of the car is limited to private property, no insurance required. If you own a thousand-acre ranch and have a pickup truck you only use for work on that ranch … no insurance required. If you own a large manufacturing facility and have vehicles that never leave the grounds, the government requires no insurance. Those cars running around that NASCAR track on Sunday … do you think that lizard insures them?

Fact is … no individual in the country is required to buy car insurance. If you decide that you just don’t want to buy this insurance, all you have to do is not own a vehicle that you use on public roads! Catch a cab. Hitchhike. Take the bus. No insurance! Borrow a car from someone who has purchased insurance. You aren’t forced to do anything! If you decide to use a car on public roads you enter into a contract with the people – through their government – to exercise that privilege. The state promises to patrol the roads to keep them safe, to keep them in repair, and to allow you access so long as you abide by certain rules. In turn, you agree to obey certain traffic laws … and to insure your vehicle if you own it. This is a voluntary contract! No compulsion. You are not being FORCED to buy auto insurance.

Really … why is this so difficult to understand? Why do conservative talking heads always – and I mean always – automatically adopt the “deer in headlights” pose when some proggie pulls this “well you have to buy car insurance” nonsense? Can’t these talking head shows come up with even one spokesman for goodness and light who would say: “Sorry, pal. But you’re wrong. The government does not make everyone buy car insurance.”

Maybe if this column gets spread around a bit we will be able to kill off this pathetic proggie nonsense once and for all.

Meanwhile … get ready for a health care disaster that is going to make The Loan Ranger look like the movie of the year!

Neal Boortz

Neal Boortz, retired after 42 years in talk radio, shares his memoirs in the hilarious book “Maybe I Should Just Shut Up and Go Away” Now available in print and as an eBook from and