Michelle Malkin

Few among Washington's protected political class are paying attention, because they enjoy their lucrative government benefits and are exempted from Obamacare's destructive consequences. But one of my state's congressional representatives, GOP Rep. Cory Gardner, also lost his individual market plan. Unlike most politicians on Capitol Hill, Gardner chose not to enroll in the federal health insurance program. He told me that he opted to participate in the private market "because I wanted to be in the same boat as my constituents. And now that boat is sinking!"

Gardner points to recent analysis showing individual market rate increases of 23 percent to 25 percent in Colorado. "After my current plan is discontinued," he wrote last week, "the closest comparable plan through our current provider will cost over 100 percent more, going from roughly $650 a month to $1,480 per month." He now carries his Obamacare cancellation notice with him as hardcore proof of the Democrats' ultimate deception.

Maryland announced that its post-Obamacare individual market rates could also rise by a whopping 25 percent. The National Association for the Self-Employed is recommending that its small-business owners and freelancers plan for at least a 15 percent increase nationwide. One of the reasons for those rate hikes, of course, is that Obamacare's mandated benefits provisions force insurers to carry coverage for items that individual market consumers had deliberately chosen to forgo.

Americans who had opted for affordable catastrophic coverage-style plans now have fewer and fewer choices. This includes a whole class of musicians, photographers, artists, writers, actors and other creative people who purchased health plans through the individual market or through small professional organizations. As St. Vincent College arts professor Ben Schachter reports in the Weekly Standard, groups like the College Art Association, Modern Language Association and the Entertainment Industry Group Insurance Trust are dropping their plans. Young, healthy members of these groups "are far more likely to see their rates go up -- or to face the individual mandate penalties."

Thanks to Obama, access is down. Premiums and health care spending are up. Research and development on lifesaving drugs and medical devices are down. Hours and benefits have been cut because of Obamacare costs and regulatory burdens by at least 300 American companies, according to Investor's Business Daily. And the Obamacare layoff bomb continues to claim victims.

Obamacare is destroying the private individual market for health insurance by design, not accident. For hundreds of thousands, if not millions, of self-employed job creators, three fundamental Obamacare truths are becoming as clear as Obama's growing nose: 1) You can't keep it. 2) We're screwed. 3) The do-gooders don't care.


Michelle Malkin

Michelle Malkin is the author of "Culture of Corruption: Obama and his Team of Tax Cheats, Crooks & Cronies" (Regnery 2010).

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