Marybeth Hicks

According to the Commonwealth Fund, a health-policy think tank, Americans age 19 to 29 account for 30 percent of the uninsured. They achieve this status by "aging out" of their parents' health insurance plans while working in jobs that don't offer health benefits.

But extending the period of dependency on their parents will only serve to further erode the already-shrinking sense of adulthood among "young adults" while offering no permanent solution to the problem of unaffordability. (Even the moniker young adults implies they're not the real thing, but rather a less capable version.)

In a free market, insurers should be able to offer health care products designed to meet the needs of consumers of all ages. Given their relative good health, a product for younger adults should be nominal and profitable. But insurers must be free to offer only the coverage this segment wants and needs, not a regulation-saturated policy that offsets their grandparent's medical bills.

Even a caveman can see that.

Given how fast and loose he plays with other people money [-] specifically the productive fruits of future generations [-] it's no surprise that Mr. Obama instead wants parents to underwrite the needs of our adult children.

Twenty-six year-olds are not "kids," as one liberal commentator on a weekend news program audaciously called them, and mandating that certain adults pay for the insurance of other able-bodied adults [-] even ones to whom we're related [-] is not a mark of a free society.

On the other hand, if Mr. Obama's audience is any indication, Generation Y is quickly turning into the first fully dependent generation in a Socialist America. Perhaps we ought to call it Generation S.

It's no wonder the "free" that made this crowd erupt was the promise of a free ride.

Marybeth Hicks

Marybeth Hicks is the author of Don't Let the Kids Drink the Kool-Aid: Confronting the Left's Assault on Our Families, Faith, and Freedom (Regnery Publishers, 2011).