Julie Borowski

Lately, it’s become more difficult to afford health insurance. ObamaCare will directly increase health insurance premiums by 41 percent, on average. That’s what happens when the government requires that all health insurance plans cover a wide range of procedures and services. Smaller insurance companies are wiped out and people have less choice over their health care plans.

People should be able to choose the health insurance plan that makes sense for their needs. A devout Catholic woman shouldn’t be forced to pay more for an insurance plan that covers birth control that she doesn’t want. And assumingly, young men probably aren’t too thrilled about mandatory maternity care coverage.

Believe it or not, ObamaCare encourages employers to stop offering health insurance. Young, entry level employees are most likely to lose their pre-existing coverage. Almost 5 million Americans have received notices that their job-based health insurance has been cancelled. An estimated 80 million cancellations could be on their way.

Oh, and young people might need to get two jobs to pay the rent. ObamaCare punishes employers with over 50 “full time” employees. A full time worker is defined as someone working 30 or more hours a week. Workers from over 360 companies have already had their hours cut to 29 hours a week. Most of these people are likely young low wage employees.

Almost 6 million young Americans are out of work and not in school. Since ObamaCare is extremely complicated, many employers are getting rid of entry level positions and avoiding new hires because they have no idea how it will be enforced. A Gallup poll shows that 41 percent of small businesses have frozen hiring because of ObamaCare.

Young people are going to be stuck with ObamaCare’s gigantic bill. The law will cost about $2.4 trillion in the first decade alone and add $6.2 trillion to the long term deficit. It’s hard for anyone to wrap their head around those huge numbers.

Now that we know the problems, what is the solution? The alternative to ObamaCare is called freedom. The free market can provide better quality health care at a lower cost. Patient-centered health care is preferable to top-down approaches.

Government didn’t take control over a huge chunk of our health care overnight. Unfortunately, there isn’t a special button to press that will repeal all the horrible government regulations that have hurt health care quality.

Incremental steps in the right direction are necessary to achieve a pure free market. Individuals should be allowed to buy health insurance across state lines. Taxpayers should be allowed to receive tax deductions for medical expenses. People should have the freedom to opt out of federal insurance benefits, without penalty. Elderly people should be allowed to buy private insurance. And of course, there should be no special treatment for members of Congress, businesses, unions, and so on.

The rollout of ObamaCare has been an utter disaster. There is a better way. Halt the government takeover of health care and allow individuals to make their own health care decisions. Freedom works better than central planning.

Julie Borowski

Julie Borowski is a Policy Analyst at FreedomWorks, an organization dedicated to lower taxes, less government, and more freedom. Her writings on economic policy have appeared in numerous newspapers and online outlets. She is on the Board of Advisors for the Coalition to Reduce Spending and she launched an independent YouTube channel called TokenLibertarianGirl in June 2011.

She was previously selected to be a Charles G. Koch Summer Fellow with the Institute for Humane Studies where she worked at the Center for Competitive Politics. Most recently, she was a government affairs associate at Americans for Tax Reform.

Julie has volunteered for political candidates in Kentucky and in her home state of Maryland. She graduated Magna Cum Laude from Frostburg State University in May 2010 where she studied political science, economics and international studies. She is now located in Washington, D.C.