In summary, as the Robert Half folks say, "Whistle -- but don't tweet -- while you work."

DEAR JOYCE: Most of the jobs I want ask for a college degree, which I don't have. How should I handle this problem on my resume? -- U.T.

Here's an approach suggested by resume ace and author Louise Kursmark (yourbestimpression.com):

"Eliminate the education section altogether. Head up the section with 'Professional Development' or another title that doesn't call attention to an education credential."

When you have some college credits, Kursmark offers these variations:

"University of California, Santa Barbara -- Studies in Business and Economics (full-time 3 years)."

"Colorado College of Mines -- Completed 50% of requirements toward Bachelor of Science in Mechanical Engineering."

"Southern Connecticut State University, New Haven, Conn.; Quinnipiac College, Hamden, Conn. -- Coursework in Business, Marketing and Economics, 2005-2008."

The only danger in calling attention to credits without a degree is the hiring authority may wonder if you're the type of person who doesn't finish what he or she started. You can do damage control to that potential criticism by adding the statement: "Plan to continue my education part-time as career responsibilities and finances permit."