Move on to members of your network who are more enthusiastic about helping you with contacts and have less to lose if you besmirch their coattails.

DEAR JOYCE: I've finally decided I'll have to leave this town to find work. Isn't there a Web site that tells you the cost of living in various places? -- Y.M.

Try HomeFair.com, which offers not only a cost-of-living calculator but other useful information, such as school reports and home affordability data.

DEAR JOYCE: Not by choice, I have to make a career change and would like to know where to look for career schools. Suggestions? -- A.A.L.

Be wary of loading on education debt that you'll have trouble paying back. Compare factors such as cost, quality of education and demand for the occupation you would learn. Here are several Web sites to kick off your search: Accrediting Commission of Career Schools and Colleges of Technology (accsct.org); Adult Education and Career Schools Directory (careerschools.org); Campus Explorer (campusexplorer.com).

DEAR JOYCE: What do you consider to be the five most essential things a 60-year-old man should do in starting a job search? -- C.J.

1. Organize your thoughts by writing a current and comprehensive core resume. Customize as needed for specific jobs.

2. Make a list of people who can help you -- your personal network. Ask for job leads and introductions.

3. Make a list of employers who can hire you. Contact them when you're up to speed on what you're selling.

4. Do an appearance audit. Ask hairdressers, career coaches and job club advisers for evaluation.

5. Practice interviewing skills. Realize that interviews are the make-or-break factor.

This timeline works for any age.