But employer-based insurance is nuts. Many workers feel locked into their jobs. Company insurance largely destroyed the health care free market, since employees rarely shop for the best service at the lowest price.
Now Obamacare may kill what's left of that market.
Maybe we will soon be like Canada, where some people wait years for treatment. A producer from my TV show went to a Canadian town where the town clerk pulls names out of a box and then phones people to say: "Congratulations! You get to see a doctor this month!"
But there is at least one area where Canada offers cutting-edge, life-saving technologies. Unfortunately, to get this care, you have to meow or bark. Veterinary care is still handled by the market. Providers innovate or go out of business.
Markets find ways to make things better and cheaper. Obamacare often forbids that. For example, it requires that every ITAL) insurance policy cover preventive care and "breastfeeding support." It insists that mammograms and colonoscopies be provided without any deductible.
It's tempting to believe that such rules prevent illness and save money, but there is little evidence they will. Some people will undergo invasive procedures that shorten lives instead of extending them. Some of us want those tests; some don't. Government controlled medicine means we all get them and pay for them, regardless of whether we want them. Government control kills consumer choice.
Lucky Lasik and cosmetic surgery patients! Their treatments are better in part because government doesn't consider them important enough to subsidize and regulate. If only government would neglect the rest of health care! Then we'd have better service and better care at lower cost.
And we'd have choices.