Jackie Gingrich Cushman

Ann Romney talked about struggling Americans. "I've been all across this country for the past year and a half and heard these stories of how hard it is to get ahead now," she said. "I've heard your voices: 'I'm running in place,' 'We just can't get ahead,'" she said. "I'm not sure if men really understand this, but I don't think there's a woman in America who really expects her life to be easy. In our own ways, we all know better!"

"We're too smart to know there aren't easy answers," she continued. "But we're not dumb enough to accept that there aren't better answers."

Both ladies talked about their history as a couple.

The Obamas had student loans that were more than their mortgage when they were first married; the Romneys lived in a basement apartment while going to college. "We walked to class together, shared the housekeeping, and ate a lot of pasta and tuna fish," said Ann. "Our desk was a door propped up on sawhorses. Our dining room table was a fold-down ironing board in the kitchen."

Romney provided the data to back up her assertion that her husband has what it takes to lead our country. "He did it in Massachusetts, where he guided a state from economic crisis to unemployment of just 4.7 percent. Under Mitt, Massachusetts's schools were the best in the nation. The best. He started the John and Abigail Adams scholarships, which give the top 25 percent of high school graduates a four-year tuition-free scholarship."

Obama told us that Obama cares. I am sure she is right, he does care about people -- but is caring enough, or do we need competence?

There will be a clear choice this fall.

People versus the government.

Personal independence versus government dependence.

Private-sector building versus government building.

It boils down to this: Where do drive and initiative come from in America? From people or from government? Who is the servant, and who is the master?

It's not enough to feel someone's pain -- we need a leader with competence, who understands that our government did not build anything, but that our government was built by "We the People," and that freedom and independence lead to prosperity for all.

Jackie Gingrich Cushman

Jackie Gingrich Cushman is a speaker, syndicated columnist, socialpreneur, and author of "The Essential American: 25 Documents and Speeches Every American Should Own," and co-author of “The 5 Principles for a Successful Life: From Our Family to Yours”.