He tells me he won't try to game the system by earning less, but how many other fathers will think otherwise when they can pay less by succeeding less?
And how many healthy families will decide to opt out and bank the difference? Oregon health care consultant Tim Breaux wrote me that for healthy families, it's a smart choice.
I don't think that's a responsible choice -- especially if you have assets. But that's what you get when the president promises something for nothing.
The higher Obamacare premiums are the less likely healthy adults will be to enroll. That means more chumps and people with health problems will sign on, and they'll drive costs even higher. It's the classic insurance death spiral.