Self-employment offers you the short-term benefit of taking the power to make money back into your own hands. In the short run, it beats sitting around waiting for the phone to ring. In the long run, you may have so much fun making your own money that you will never work for anyone else again!

The last word(s)

Q. I have a coworker who doesn't respect me. He raises his voice, rolls his eyes and constantly finds fault with my work. I'm tired of feeling disrespected. Is there a way to stop feeling so inferior around him?

A. Yes, realize that self-esteem is a dictatorship, not a democracy, and ignore him when he acts badly.