The Heritage Foundation states the monthly premium for a healthy 27 year old in the State of Illinois (our community organizer’s home-state) is roughly $3,000 per year. Let’s then assume a $5,000 deductible. That’s $8,000 per year before real benefits kick in. US Census data tell us the median annual income for that 27 year old is approximately $27,000. That’s 30% of their already modest wage going toward health care. Yes, there are subsidies but they don’t last forever. Some informed young people know that pre-existing conditions are now covered so they conclude they can just get covered whenever they get sick. Some better informed young people know, however, that they might have to wait until the start of the next calendar year to get that coverage so best to get sick late-November.
Given the commitment issues of youth, the easiest thing to do with this expensive and complex mess is to just walk away. And that is exactly what they are doing. Through December 28 of 2013 only 24% of the enrollees in Obamacare are between the ages of 18-34. The target going in for that demographic was 38%.
If the pop-up blocker in your web browser malfunctions and you get notified that you have a chance for the vacation package of a lifetime, you might be inclined to “click here” if you’re confident in your anti-virus software. Imagine your chagrin if you are directed to Kayak’s new affiliate site “Row-Boat” where you learn that the vacation package you get is a six week trip to North Korea with Dennis Rodman and curbside seats for a military parade; all for only $8,000. Would you “purchase”? Would you “purchase” Obamacare instead?
Want to get away?
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