DEAR READER: Have you been watching television lately? If you haven't, then you should. The economy is the worst it has been since the Depression. Spending frivolously is the last thing you should be doing. I agree with your husband: $25,000 a year is not a lot of money and, with people's jobs going south every day, you should hang onto your income when you can. Your husband wants you to live within your means, and, today, that means cracking down and buying only what you need. I receive so many letters from readers who have run up huge credit-card bills and now want someone to bail them out. Fortunately, you have a mature husband keeping tabs on you. Look around: Things are tight right now, and you're spending as if there's no tomorrow. Stuff can happen, and you need to be prepared in case it does.
Bruce Wiliams
Brucce Williams is a contributor to the Motley Fool.
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