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Thursday, June 18, 2009
Ross Mackenzie :: Townhall.com Columnist
Conversation: For the Nation's Medicine, a HICA Moment
by Ross Mackenzie
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WHAT would make sense?

Politically, we probably have reached a time when the government has to mandate health care coverage for everyone. It could do that simply by requiring every taxpayer to attach to his federal tax return a certificate of coverage for him and his dependents. (Non-taxpayers would get medical care through a pool funded in any of various ways.) Then private insurance carriers would compete to sell state-sanctioned plans at the lowest costs for a multitude of coverage ranges.

That sounds a lot like the Federal Employees Health Benefits Plan under which congresspersons and presidents buy their medical coverage.

Bingo. Very much like that - and there was a time when Obama was suggesting it, but apparently not anymore. If such an arrangement is good for lofty congresspersons and presidents, is it too good for the everyday rest of us?

Wow. A plan already in place - and used by the president himself. Why isn't he using it as a model for the country?

Because he is a statist at heart - and he has the popular support and the votes in Congress to socialize medicine on the European model. And despite his tendency to complexify things and conceal them in an inky rhetorical cloud, that's clearly what he wants to do - and that's what we're likely to get, and don't bring up the new taxes that will be imposed in its name.

Complexify, Europeanize, socialize?

Indeed. With the consequent rationing that defines care restrictions and price controls - and the tearing up of the private doctor-patient contract that is the essence of American medicine. That's the freight train rushing at us.

Your father actually foresaw this?

He did - and in many ways the train already has arrived, which helps explain the smoldering fury of many of the nation's physicians. The new regime seems set on replacing private medicine with government medicine. In the slang acronym, we face a HICA moment.

HICA?

For Here It Comes Again.

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About The Author

Ross Mackenzie lives with his wife and Labrador retriever in the woods west of Richmond, Virginia. They have two grown sons, both Naval officers.

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Medical Advances
"What happened when people did not have health insurance or have someone paying for their healthcare needs, back then? Well, most likely some died. But certainly not everyone died, or the population would not have increased would it?"

Actually, they did die. In massive numbers"

They didn't die from lack of medical insurance, though. Given the state of medical care then, a goodly number died from up-to-date medical care that was worthless. The reason people live longer today is because medical care has advanced in its abilities. This is part of the reason it is more expensive. Other major reasons include higher costs for a medical education and extraordinary costs for malpractice insurance. People cite longer lifespans for some countries with medical care (Germany, say) while ignoring lower rates for others (male lifespans in Scotland, for instance)

The idea that a big government solution will fix this prompts the question; what private enterprise taken over or dominated by government has ever been cheaper or more efficient? Go ahead and think. I've got time.

Hal Donahue
"Do you really like having a low wage insurance clerk deciding what medical care and treatment you may have? Ask the elderly if they care to give up Medicare."

Actually Hal, the computer makes the payment determination in virtually all cases. As long as the doctor's office uses the right procedure code and diagnosis code, no problem. But the government computer will be programmed either by the lowest bidder, or by a programmer who can't find work in the private sector.

If I could, I'd refuse Medicare Part A in a heartbeat. They won't let me, but I won't sign up for Part B since my insurance doesn't require me to do so. And I refuse to use my VA eligibility (Svc Connected) and the Tri-Care I'm supposedly signed up for (Hal's wonderful military/government supplied medical care) can go to hell, I don't use that either. I pay for perfectly good health insurance, and let those who need welfare use Medicare, VA or Tri-Care.
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