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Wednesday, October 21, 2009
Anand Chokkavelu :: Townhall.com Columnist
Better Buy: MGM or Citigroup?
by Anand Chokkavelu
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In a new Motley Fool series, we pit two stocks against each other on five criteria to determine the better buy.

Today's match-up features two companies that have been multi-baggers since being left for dead back in March.

It's the down-on-its-luck casino giant, MGM Grand (NYSE: MGM) versus the one-third-government-owned Citigroup (NYSE: C).

Using five short-of-scientific-but-carefully chosen criteria, let's determine which is the better buy:

Round 1: Balance sheet
MGM is absolutely flooded with debt, but it gets the nod over Citigroup because of clarity. I defy you to read through Citi's financial statements and get any reasonable handle on its portfolio of loans and derivatives. Note that the same could be said for Wells Fargo (NYSE: WFC), JPMorgan (NYSE: JPM), or Bank of America (NYSE: BAC), but Citi holds the record for most uttered WTF's: What the financials?!

Round 2: Operations
Operations is a tough call. Like many of the casino companies (See Las Vegas Sands (NYSE: LVS) and to a lesser extent Wynn (Nasdaq: WYNN)), MGM is enamored with growth at an unreasonable price. Citi was as well, but now it must divest itself of assets in hopes of coming out stronger. In theory, both businesses are cash machines, whether through favorable probabilities or favorable interest spreads. I'll give the slight nod to MGM's cash machine since I don't believe the banking sector has learned its derivatives lesson.

Round 3: Safer bet
In other words, which company will put you in a better position to "never lose money" (as super-investor Warren Buffett says)? If you haven't gathered yet, both stocks are risky propositions (especially after their run-ups), but the nod goes to Citigroup because of its "too big to fail" status.

Round 4: Sexier bet
On the flip side of safe is sexy, the upside growth potential. Both companies are already quite large, but MGM continues to try to get bigger while Citi is trying to get smaller. This time Vegas is sexier than Wall Street.

Round 5: CAPS rating
Both Citigroupand MGMrate two stars (out of a possible five) in Motley Fool CAPS. Hence, our community isn't very bullish on either stock's chances of beating the S&P 500 from here. Looking at the raw CAPS data, though, they're liking Citi just a smidge more.

The blow-by-blow recap

MGM Grand

Citigroup

Balance Sheet

X

 

Operations

X

  Continued...

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About The Author

Anand Chokkavelu is a Motley Fool contributor.

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